FREE JAIIB MOCK TEST 2022

In this article, we will tell you about JAIIB EXAMS 2022 & much more content regarding JAIIB EXAM 2022 such as JAIIB exam syllabus 2022, JAIIB exam pattern, exam passing criteria, exam eligibility, 2022 JAIIB exam time limit, JAIIB Exam registration fees, JAIIB registration dates, JAIIB exam enrolment, exam recourses, and about JAIIB mock test and conclusions.

Banking is a fine career option with many opportunities to grow. It dominates the country’s finance industry, which is now facing major structural transformations with recent technology for banker and fiancé professionals to stay ahead in the stiff competition. The India Institute of banking and finance conducts JAIIB stands for a junior associate of Indian Institute bankers. This flagship examination consists of three papers that are further subcategorized into modules and units. The institute’s members along with employees of some nationally recognized banks are eligible for taking this online exam.

The biannual examination tests a banker’s complete awareness of day-to-day operational and technical concepts in 2022. The first exam was held in May, while the upcoming one will be in November as per the IIBF website. For the next JAIIB exam this 2022, the registration dates are around September.

JAIIB EXAM SYLLABUS

Paper 1: principles and practices of banking.

MODULE A: INDIAN FINANCIAL SYSTEM

Indian financial system covering commercial banks, RBI role in India cooperative banks, etc.
Banking regulation
Retail banking, wholesale and international banking
Role of money market, debt market, and Forex Market
Capital Markets Role & Functions, SEBI
Factoring, Forfaiting Services, and Off-Balance Sheet items
Risk Management, Basel Accords
CIBIL, Fair Practices Codes for Debt Collection, BCSB
Recent Developments in the Financial System

PPB & LRAB RELATED LINKS
SYLLABUS	STUDY MATERIAL	NOTES	MOCK TESTS
Principles & Practices of Banking Syllabus 2022	JAIIB PPB Study Material PDF 2022	JAIIB PPB Notes PDF 2022	JAIIB PPB Mock Test PDF 2022
Legal & Regulatory aspects of Banking Syllabus 2022	JAIIB LRAB Study Material PDF 2022	JAIIB LRAB Notes PDF 2022	JAIIB LRAB Mock Test PDF 2022

MODULE B –FUNCTIONS OF BANKS

Banker Customer Relationship
KYC/AML/CFT norms
Bankers’ Special Relationship
Consumer Protection – COPRA
Banking Ombudsman Scheme
Payment and Collection of Cheques and Other Negotiable Instruments
Opening accounts with various types of customers
Ancillary Services
Cash Operations
Principles of Lending, Working Capital Assessment & Credit Monitoring
priority sector advance
Agricultures Finance
Micro, Small, and Medium Enterprises
Government Sponsored Schemes
Self Help Groups
Credit Cards, Home Loans, Personal Loans, Consumer Loans
Documentation
Different Models of Charging Securities
Types of Collaterals and their characteristics
Non – Performing Asserts
Financial Literacy

MODULE C – BANKING TECHNOLOGY

Essentials of Banks Computerization
Payment System and Electronic Banking
Data Communication Network and EFT system
Role of Technology Up-gradation and its impact on Banks
Security Considerations
Overview of IT Act
Preventive Vigilance in Electronic Banking

MODULE D – SUPPORT SERVICES – MARKETING OF BANKING SERVICES/ PRODUCTS

Marketing – An Introduction
Social Marketing / Networking
Consumer Behaviour and Product
Pricing
Distribution
Channel Management
Promotion
Role of Direct Selling Agent/ Direct Marketing Agent in a bank
Marketing Information System – a Longitudinal analysis

MODULE E – ETHICS IN BANKS AND FINANCIAL INSTITUTIONS

Ethics, business ethics, and banking: an integrated perspective.
Ethics at the individual level.
Ethical dimensions.
Work ethics and the workplace.
Banking ethics; changing dynamics.

RELATED LINKS OF PPB & AFB
SYLLABUS	STUDY MATERIAL	NOTES	MOCK TESTS
Principles & Practices of Banking Syllabus 2022	JAIIB PPB Study Material PDF 2022	JAIIB PPB Notes PDF 2022	JAIIB PPB Mock Test PDF 2022
Accounting & Finance for Bankers Syllabus 2022	JAIIB AFB Study Material PDF 2022	JAIIB AFB Notes PDF 2022	JAIIB AFB Mock Test PDF 2022

Paper 2: accounting and finance for bankers

The second paper gets more technical and requires numeracy with an opportunity of all accounting standards.

MODULE A – Business mathematics and finance

Calculation of Interests and Annuities
Calculation of YTM
Capital Budgeting
Depreciation and its Accounting
Foreign Exchange Arithmetic

MODULE B – PRINCIPLES OF BOOKKEEPING & ACCOUNTING

Definition, Scope, and Accounting Standards
Basic Accounting Procedures
Maintenance of Cash/ Subsidiary Books and Ledger
Bank Reconciliation Statement
Trial Balance, Rectification of Errors, and Adjusting & Closing Entries
Capital and Revenue Expenditure
Bills of Exchange

MODULE C – FINAL ACCOUNTS

Balance Sheet Equation
Preparation of Final Accounts
Ratio Analysis
Final Accounts of Banking Companies
Company Accounts
Accounting in a Computerised Environment

MODULE D – BANKING OPERATIONS

Banking Operations & Accounting Functions

Paper 3 – legal & regulations and compliance

MODULE A – REGULATION AND COMPLIANCE

Legal Framework of Regulation of Banks
Control over Organisation of Banks
Regulation of Banking Business
Returns Inspection, Winding up, Mergers & Acquisitions
Public Sector Banks and Co-operative Banks
Financial Sectors Legislative Reforms
Recent Legislative Changes in RBI Act
Financial Sector Development Council

MODULE B – LEGAL ASPECTS OF BANKING OPERATIONS

Different Types of Borrowers
Types of Credit Facilities
Secured and Unsecured Loans, Registration of Firms, and Incorporation of Companies
Bank Guarantees
Letters of Credits
Indemnities
Deferred Payment Guarantees
Laws Relating to Bill Finance
Different Types of Securities
Laws Relating to Securities and Modes of Charging
Registration and Satisfaction of Charges
Case laws on Responsibility of Paying Bank
Case Laws on Responsibility of Collecting Bank

SYLLABUS	STUDY MATERIAL	NOTES	MOCK TESTS
Legal & Regulatory aspects of Banking Syllabus 2022	JAIIB LRAB Study Material PDF 2022	JAIIB LRAB Notes PDF 2022	JAIIB LRAB Mock Test PDF 2022

MODULE C – BANKING RELATED LAWS

Recovery of Debts due to Banks and Financial Institution Act, 1993
Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act
Banking Books Evidence Act, 1891
The Legal Services Authorities Act, 1987
The Consumer Protection Act, 1986 and CERSAI
The Law of Limitation
Tax Laws
Negotiable Instrument Act, 1881
Payment & Settlements Systems Act, 2007

MODULE D – COMMERCIAL LAWS CONCERNING BANKING OPERATIONS

Indian Contract Act, 1872
The Sale of Goods Act, 1930
Indian Partnership Act, 1932
Definition and features of a company
The Companies Act, 1956
Foreign Exchanges Management Act, 1999
Transfer of Property Act, 1882
The Right to Information Act, 2005
Right to Information and Obligation of Public Authorities
The Prevention of Money Laundering Act, 2002
Information Technology Act, 2000

JAIIB EXAM ELIGIBILITY

Candidates must be members of IIFB to give the JAIIB exam. This applies to anyone working in financial institutes and banks whose employers are members of IIBF.
Candidates should clear the 12^th standards board exam from any stream. A clerical bank employee who has not passed the 12^th standard exam can also sit for the JAIIB 2022 exam. Under this alternate condition, the bank manager has to sign a recommendation for him/her to appear for the exam.

JAIIB EXAM PATTERN

The mode of the JAIIB exam will be online.
Each exam will have 120 multiple-choice questions.
The JAIIB exam duration is 2hours for each paper.

JAIIB EXAM PASSING CRITERIA

The candidate has to have a minimum of 50 marks out of 100.
The candidate can have 45 marks with an aggregate of 50% in all subjects, provided he obtains the marks in one attempt.

JAIIB EXAM & REGISTRATION DATES

As per the IIBF website, the registration dates ad fees for the JAIIB exam in June 2022 are;

19^th April 2022 to 25^th April 2022 with examination fee.
26^th April 2022 to 2^nd May 2022 with examination fee and extra INR 100.
3^rd May 2022 to 9^th September 2021 with examination fee and extra INR 200.

JAIIB EXAM ENROLMENT

Visit the IIBF website and log in with your membership number and password.
Fill In details including your preferred mode. Medium and center of the exam along with the bank institute where you work. Currently, the exam mode is online.
After completing the form you need to pay the registered fees from your credit/debit card or net banking.

JAIIB EXAM RESOURCES

The IIBF website provides e-learning material for the JAIIB website. Candidates have to log in to access them.
Candidates can also check Learning Sessions YouTube channel for pre-recorded lectures on the syllabus topics.

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