FREE JAIIB MOCK TEST 2022
In this article, we will tell you about JAIIB EXAMS 2022 & much more content regarding JAIIB EXAM 2022 such as JAIIB exam syllabus 2022, JAIIB exam pattern, exam passing criteria, exam eligibility, 2022 JAIIB exam time limit, JAIIB Exam registration fees, JAIIB registration dates, JAIIB exam enrolment, exam recourses, and about JAIIB mock test and conclusions.
Banking is a fine career option with many opportunities to grow. It dominates the country’s finance industry, which is now facing major structural transformations with recent technology for banker and fiancé professionals to stay ahead in the stiff competition. The India Institute of banking and finance conducts JAIIB stands for a junior associate of Indian Institute bankers. This flagship examination consists of three papers that are further subcategorized into modules and units. The institute’s members along with employees of some nationally recognized banks are eligible for taking this online exam.
The biannual examination tests a banker’s complete awareness of day-to-day operational and technical concepts in 2022. The first exam was held in May, while the upcoming one will be in November as per the IIBF website. For the next JAIIB exam this 2022, the registration dates are around September.
JAIIB EXAM SYLLABUS
Paper 1: principles and practices of banking.
MODULE A: INDIAN FINANCIAL SYSTEM
- Indian financial system covering commercial banks, RBI role in India cooperative banks, etc.
- Banking regulation
- Retail banking, wholesale and international banking
- Role of money market, debt market, and Forex Market
- Capital Markets Role & Functions, SEBI
- Factoring, Forfaiting Services, and Off-Balance Sheet items
- Risk Management, Basel Accords
- CIBIL, Fair Practices Codes for Debt Collection, BCSB
- Recent Developments in the Financial System
| PPB & LRAB RELATED LINKS | ||||
| SYLLABUS | STUDY MATERIAL | NOTES | MOCK TESTS | |
| Principles & Practices of Banking Syllabus 2022 | JAIIB PPB Study Material PDF 2022 | JAIIB PPB Notes PDF 2022 | JAIIB PPB Mock Test PDF 2022 | |
| Legal & Regulatory aspects of Banking Syllabus 2022 | JAIIB LRAB Study Material PDF 2022 | JAIIB LRAB Notes PDF 2022 | JAIIB LRAB Mock Test PDF 2022 | |
MODULE B –FUNCTIONS OF BANKS
- Banker Customer Relationship
- KYC/AML/CFT norms
- Bankers’ Special Relationship
- Consumer Protection – COPRA
- Banking Ombudsman Scheme
- Payment and Collection of Cheques and Other Negotiable Instruments
- Opening accounts with various types of customers
- Ancillary Services
- Cash Operations
- Principles of Lending, Working Capital Assessment & Credit Monitoring
- priority sector advance
- Agricultures Finance
- Micro, Small, and Medium Enterprises
- Government Sponsored Schemes
- Self Help Groups
- Credit Cards, Home Loans, Personal Loans, Consumer Loans
- Documentation
- Different Models of Charging Securities
- Types of Collaterals and their characteristics
- Non – Performing Asserts
- Financial Literacy
MODULE C – BANKING TECHNOLOGY
- Essentials of Banks Computerization
- Payment System and Electronic Banking
- Data Communication Network and EFT system
- Role of Technology Up-gradation and its impact on Banks
- Security Considerations
- Overview of IT Act
- Preventive Vigilance in Electronic Banking
MODULE D – SUPPORT SERVICES – MARKETING OF BANKING SERVICES/ PRODUCTS
- Marketing – An Introduction
- Social Marketing / Networking
- Consumer Behaviour and Product
- Pricing
- Distribution
- Channel Management
- Promotion
- Role of Direct Selling Agent/ Direct Marketing Agent in a bank
- Marketing Information System – a Longitudinal analysis
MODULE E – ETHICS IN BANKS AND FINANCIAL INSTITUTIONS
- Ethics, business ethics, and banking: an integrated perspective.
- Ethics at the individual level.
- Ethical dimensions.
- Work ethics and the workplace.
- Banking ethics; changing dynamics.
| RELATED LINKS OF PPB & AFB | |||
| SYLLABUS | STUDY MATERIAL | NOTES | MOCK TESTS |
| Principles & Practices of Banking Syllabus 2022 | JAIIB PPB Study Material PDF 2022 | JAIIB PPB Notes PDF 2022 | JAIIB PPB Mock Test PDF 2022 |
| Accounting & Finance for Bankers Syllabus 2022 | JAIIB AFB Study Material PDF 2022 | JAIIB AFB Notes PDF 2022 | JAIIB AFB Mock Test PDF 2022 |
Paper 2: accounting and finance for bankers
The second paper gets more technical and requires numeracy with an opportunity of all accounting standards.
MODULE A – Business mathematics and finance
- Calculation of Interests and Annuities
- Calculation of YTM
- Capital Budgeting
- Depreciation and its Accounting
- Foreign Exchange Arithmetic
MODULE B – PRINCIPLES OF BOOKKEEPING & ACCOUNTING
- Definition, Scope, and Accounting Standards
- Basic Accounting Procedures
- Maintenance of Cash/ Subsidiary Books and Ledger
- Bank Reconciliation Statement
- Trial Balance, Rectification of Errors, and Adjusting & Closing Entries
- Capital and Revenue Expenditure
- Bills of Exchange
MODULE C – FINAL ACCOUNTS
- Balance Sheet Equation
- Preparation of Final Accounts
- Ratio Analysis
- Final Accounts of Banking Companies
- Company Accounts
- Accounting in a Computerised Environment
MODULE D – BANKING OPERATIONS
- Banking Operations & Accounting Functions
Paper 3 – legal & regulations and compliance
MODULE A – REGULATION AND COMPLIANCE
- Legal Framework of Regulation of Banks
- Control over Organisation of Banks
- Regulation of Banking Business
- Returns Inspection, Winding up, Mergers & Acquisitions
- Public Sector Banks and Co-operative Banks
- Financial Sectors Legislative Reforms
- Recent Legislative Changes in RBI Act
- Financial Sector Development Council
MODULE B – LEGAL ASPECTS OF BANKING OPERATIONS
- Different Types of Borrowers
- Types of Credit Facilities
- Secured and Unsecured Loans, Registration of Firms, and Incorporation of Companies
- Bank Guarantees
- Letters of Credits
- Indemnities
- Deferred Payment Guarantees
- Laws Relating to Bill Finance
- Different Types of Securities
- Laws Relating to Securities and Modes of Charging
- Registration and Satisfaction of Charges
- Case laws on Responsibility of Paying Bank
- Case Laws on Responsibility of Collecting Bank
| SYLLABUS | STUDY MATERIAL | NOTES | MOCK TESTS |
| Legal & Regulatory aspects of Banking Syllabus 2022 | JAIIB LRAB Study Material PDF 2022 | JAIIB LRAB Notes PDF 2022 | JAIIB LRAB Mock Test PDF 2022 |
MODULE C – BANKING RELATED LAWS
- Recovery of Debts due to Banks and Financial Institution Act, 1993
- Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act
- Banking Books Evidence Act, 1891
- The Legal Services Authorities Act, 1987
- The Consumer Protection Act, 1986 and CERSAI
- The Law of Limitation
- Tax Laws
- Negotiable Instrument Act, 1881
- Payment & Settlements Systems Act, 2007
MODULE D – COMMERCIAL LAWS CONCERNING BANKING OPERATIONS
- Indian Contract Act, 1872
- The Sale of Goods Act, 1930
- Indian Partnership Act, 1932
- Definition and features of a company
- The Companies Act, 1956
- Foreign Exchanges Management Act, 1999
- Transfer of Property Act, 1882
- The Right to Information Act, 2005
- Right to Information and Obligation of Public Authorities
- The Prevention of Money Laundering Act, 2002
- Information Technology Act, 2000
JAIIB EXAM ELIGIBILITY
- Candidates must be members of IIFB to give the JAIIB exam. This applies to anyone working in financial institutes and banks whose employers are members of IIBF.
- Candidates should clear the 12th standards board exam from any stream. A clerical bank employee who has not passed the 12th standard exam can also sit for the JAIIB 2022 exam. Under this alternate condition, the bank manager has to sign a recommendation for him/her to appear for the exam.
JAIIB EXAM PATTERN
- The mode of the JAIIB exam will be online.
- Each exam will have 120 multiple-choice questions.
- The JAIIB exam duration is 2hours for each paper.
JAIIB EXAM PASSING CRITERIA
- The candidate has to have a minimum of 50 marks out of 100.
- The candidate can have 45 marks with an aggregate of 50% in all subjects, provided he obtains the marks in one attempt.
JAIIB EXAM & REGISTRATION DATES
As per the IIBF website, the registration dates ad fees for the JAIIB exam in June 2022 are;
- 19th April 2022 to 25th April 2022 with examination fee.
- 26th April 2022 to 2nd May 2022 with examination fee and extra INR 100.
- 3rd May 2022 to 9th September 2021 with examination fee and extra INR 200.
JAIIB EXAM ENROLMENT
- Visit the IIBF website and log in with your membership number and password.
- Fill In details including your preferred mode. Medium and center of the exam along with the bank institute where you work. Currently, the exam mode is online.
- After completing the form you need to pay the registered fees from your credit/debit card or net banking.
JAIIB EXAM RESOURCES
- The IIBF website provides e-learning material for the JAIIB website. Candidates have to log in to access them.
- Candidates can also check Learning Sessions YouTube channel for pre-recorded lectures on the syllabus topics.
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