When you apply for an instant personal loan, you can be assured that you will receive funds without delay. And as most of these are unsecured loans it’s a boon that you don’t have to keep any collateral or provide the lender with any form of security to avail it. The loan is approved by… Continue Reading Tax Benefits of a personal loan in India

Capital gains are the taxes that assessee must pay on the gains made from sale of capital assets. Under the Income Tax Act, capital assets are assets like: • Jewellery • Gold • Precious metals • Precious stones • Paintings • Equity shares • Mutual funds • Debentures • Derivatives • Any other assets invested… Continue Reading All you need to know about capital gain bonds

The commodities market in India is a growing market which allows people to enter different metals and agricultural commodities. These markets are linked to the international commodity prices as a result of which the commodity markets are working for 24 hours just like the currency markets. When it comes to investing in metals, there are… Continue Reading All you need to know about investing in copper and gold in India

With dematerialization and electronic screen-based trading, a majority of trades happening today are completely online. To fulfil these trades, you need a demat account and a trading account. A demat account is like an electronic bank account. An electronic version of your investments is kept in the demat account like shares, mutual fund units, non-convertible… Continue Reading All you need to know about a trading account

The foreign currency market worldwide is the largest market for trades. The turnovers in this market are much higher than trades in the equity markets. When it comes to currencies, no currency is traded in isolation, it is always traded as a pair. To put it simply, EUR/INR means the value of Euro in Indian… Continue Reading All you need to know about currency futures

Investing in gold is something that Indians generally prefer. However, holding gold physically leads to hoarding of gold and a balance of payments crisis because of gold imports. The Government has introduced schemes to allow people to invest in gold without actually physically holding gold in their possession. This can either be done through holding… Continue Reading All you need to know about Sovereign Gold Bonds

Energy and utility companies have a major part in every business as it helps in reducing the loss in your business. Every business owner needs to learn about various things regarding their business so that they can manage the expenses. The oil and natural gas prices are never the same as this is a market… Continue Reading Get Rid of your Stress for Utility Management

A credit score is fast turning out to be an important number for a person today. In India, the credit score is also called as the CIBIL score since CIBIL is one of the top companies that provides credit scores to people. The procedure on how to check CIBIL score is very simple. You need to visit… Continue Reading Why Is It Important to Have A Good Credit Score?

If you are a Non-Resident Indian (NRI) staying and earning abroad, it is a good idea to go for NRI banking services. It supports and handles your financial needs for people living in India. The same thing is relevant if you have earnings in India. There are three kinds of accounts – the Non-Resident Ordinary… Continue Reading Know All About NRI Account in India

One of the first social security schemes envisioned by the Indian Prime Minister, Narendra Modi, was the Pradhan Mantri Awas Yojana. However, there are many questions and objectives surrounding the programme. For making things easier, here are some FAQs concerning the scheme and everything you need to know about it – What is the project… Continue Reading Relevant Pradhan Mantri Awas Yojana FAQs Answered