Laptops afford you the best of both worlds with larger memory for your files like a desktop and at the same time, maximum portability of a tablet or mini-notebook. You should definitely consider the benefits of having a laptop if you don’t already own one. Laptops function much like desktops despite the size and portability they offer and serve different purposes to different age groups. Many consumer durable loan providers have made it easy to afford a laptop in today’s time and so people don’t need to spend a hefty amount in one go to purchase the same.
Some of the important uses of laptops are mentioned below:
Educational Purposes
Almost all educational institutions offer education through laptops nowadays as it definitely eases and enhances the process for both receiving and giving ends. Making, notes, presentations, projects and e-learning is all possible through this portable device.
Work
Be it working from home, travelling outstation for work or attending meetings outside the office locally, laptops really helps to access the files, data, emails, software, video chat etc. It also lessens the paperwork in every work process and serves as a great support in this high-tech era.
Personal Use
While it seems ok to have a desktop for using at home, a laptop can definitely be a convenient choice for you owing to the portability it offers. It is really convenient to be carried anywhere in the house, be it for reading a recipe while you are cooking in the kitchen, for doing a video chat with your distant family and friends, for watching your favourite show online while your TV is engaged by other family members or for working as a freelancer from home. As long as you have a wireless internet access, you don’t have to be restricted by anything except the power cord.
Entertainment Hub
Laptops are definitely more than just surfing and storing data; they are complete entertainment machines. You can now use your computer to watch movies, view videos, download and share things, play games and also for keeping in touch with your loved ones.
Benefits of opting for a loan for laptop:
- You don’t need to spend a lump sum to get your hands on the latest pricey laptop.
- Relying on bank loans or traditional credit card services is not necessary anymore.
- 0 interest EMI, rewards, flexible payment structures and other perks are being offered by many non-banking financial institutions nowadays.
- Some of the financing plans also include options to upgrade the device.
Conclusion–
Getting your laptop financed can be helpful but financing works well for you only when you are confident enough that you can pay the due balance in an organised and timely manner. Once you miss or fail to make the payment due to any reasons, you’ll be hit with hefty interest charges and fees and also a potentially damaged credit score. However, financing can really be worth the effort especially when it comes to 0 interest, if you are good at budgeting, scheduling payments and you appreciate the additional perks offered by retailers.
All you have to do is apply for a loan by following the easy procedure of passing the eligibility criteria which includes:
-You should be an Indian national.
-You should be of minimum 19 years of age as on date of loan application.
-You should have Aadhar and Pan Card as two documents for verification of address and identity.
– The buyer should be a salaried professional/ have a business income or should be drawing a pension.
Meenal Wahi is involved in finance and loan management for over 6 years. She also likes to provide loan and finance tips to people who are interested in home appliance loan, Mobile finance and laptop loan on 0 interest EMI. For more info about loan, please visit: www.homecredit.co.in